2019 Roth IRA Eligibility

If your filing status is…And your modified AGI is…Then you can contribute…
married filing jointly or qualifying widow(er)

< $193,000

up to the limit

> $193,000 but < $203,000

a reduced amount

> $203,000

zero

married filing separately and you lived with your spouse at any time during the year

< $10,000

a reduced amount

> $10,000

zero

single, head of household, or married filing separately and you did not live with your spouse at any time during the year

< $122,000

up to the limit

> $122,000 but < $137,000

a reduced amount

> $137,000

zero

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