2015 Roth IRA Eligibility
| If your filing status is... | And your modified AGI is... | Then you can contribute... |
|---|---|---|
| married filing jointly or qualifying widow(er) | < $183,000 | up to the limit |
> $183,000 but < $193,000 | a reduced amount | |
> $193,000 | zero | |
| married filing separately and you lived with your spouse at any time during the year | < $10,000 | a reduced amount |
> $10,000 | zero | |
| single, head of household, or married filing separately and you did not live with your spouse at any time during the year | < $116,000 | up to the limit |
> $116,000 but < $131,000 | a reduced amount | |
> $131,000 | zero |