2019 Traditional IRA Deductions
If you are covered by a retirement plan at work, use this IRS table to determine if you can deduct...
View this tableIf your filing status is... | And your modified AGI is... | Then you can contribute... |
---|---|---|
married filing jointly or qualifying widow(er) | < $193,000 | up to the limit |
> $193,000 but < $203,000 | a reduced amount | |
> $203,000 | zero | |
married filing separately and you lived with your spouse at any time during the year | < $10,000 | a reduced amount |
> $10,000 | zero | |
single, head of household, or married filing separately and you did not live with your spouse at any time during the year | < $122,000 | up to the limit |
> $122,000 but < $137,000 | a reduced amount | |
> $137,000 | zero |
Year | Under age 50 | Age 50+ |
---|---|---|
2019 | $6,000 | $7,000 |