Traditional IRA Deductions
This chart is only for those who are covered by a company retirement plan.
| Year | Married/Joint | Single or head of Household |
|---|---|---|
| 2021 | 105,000 - 125,000 | 66,000 - 76,000 |
| 2022 | 109,000 - 129,000 | 68,000 - 78,000 |
| 2023 | 116,000 - 136,000 | 73,000 - 83,000 |
If not covered by a company plan but the spouse is, the phase-out range for 2022 is $204,000 - $214,000 and for 2023 is $218,000 - $228,000. If filing married-separate, the phase-out range is $0 - $10,000.