The 10-Year Rule and Spousal Beneficiaries: Today’s Slott Report Mailbag
Question:
I understand that my kids will need to empty my Roth IRA in 10 years, but do they need to take RMDs in years 1 through 9? I am beyond my RMD age.
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Slott Report Mailbag: What Does the Pro-Rata Rule Take Into Account?
This week's Slott Report Mailbag includes questions on the always-complicated Roth IRA 5-year rules and the pro-rata rule. As you can see, this is just the tip of the iceberg when it comes to IRA planning rules.
Buying CDs Doesn’t Magically Give You an IRA
When you open a new IRA, certain forms and paperwork must be filled out. Failure to do so can result in large IRS penalties and other harsh tax consequences as a recent court case showed. We explain the details of the case below.
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