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51 year old has a TSP with tax-exempt dollars. Can he do a direct rollover of the pre-tax dollars (including...

51 year old has a TSP with tax-exempt dollars. Can he do a direct rollover of the pre-tax dollars (including...

51 Year old has a TSP with some tax-exempt funds. If he does a rollover, can he do a direct...

Client of mine age 77 officially retiring from her job in September 2025. She has taken a new job which...

I have a client who has two cash balance defined benefit plans from a former employer. She had elected to...

Ed Slott, America’s foremost IRA expert and founder of the Elite IRA Advisor Group, joins host, Dave Alison, as he explores the “retirement tax time bomb." Learn why the SECURE Act represents one of the most significant shifts in retirement planning history and how advisors can position themselves to deliver extraordinary value during this transition.

Question: Hello, I have a question concerning inherited Roth IRAs. I know that in the past you have said that no annual required minimum distributions (RMDs) are required for these accounts. Does this include Roth IRAs that were inherited prior to the SECURE Act changes? There is so much confusion about Roth IRA RMDs, so I wanted to be sure.

Regardless of the topic, we could all use an occasional refresher. Retirement account rules are incredibly complicated, and we all have our blind spots. Even seasoned financial advisors with extensive client lists can overlook certain details. I had a conversation recently with a respected professional who was operating on a misconception regarding the still-working exception. Fortunately, we were able to identify the oversight and make the necessary corrections. But the conversation confirmed, once again, that understanding the rules is paramount to success.

70-year old retired and rolled all of his funds out of his 401k and into an IRA. There’s no basis...

We have a client whose 90 year old mother died in March 2025. The father already passed and the client...