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As you know, we were under the impression that the 10yr rule meant that the bene didn’t have to take...

We have a client who passed away on 10/19/2022. Before his passing we were working with an annuity company to...

Ed Slott, CPA, nationally recognized IRA Expert, founder of Ed Slott and Company, LLC and creator of irahelp.com, in collaboration with Jeffrey Levine, CFP®, CPA, PFS, CWS®, AIF®, chief planning officer for Buckingham Strategic Wealth, announce the launch of their new podcast show, The Great Retirement Debate.

We have a client who made a $7,000 contribution (client is 50+) in 2021 with the intention of making a...

Roth IRAs offer a trade-off where you pay taxes now on your contribution (or conversion) in exchange for tax-free earnings later. Don’t miss out on tax-free Roth IRA distributions by making mistakes. Here are five steps to follow to make sure money comes out of your Roth IRA tax-free.

50 yr old client opened her first Roth IRA July 2019 to receive Roth 401k rollover into then also added...

Hello, A client had an IRA and a 401k. The IRA had both pretax and after-tax contributions in it and...

If non-spouse inherits an inherited IRA, do they just begin a new 10 year withdrawal requirement, or do they take...

When it comes to IRAs and workplace plans, the concept of the “required beginning date” (RBD) is a “really big deal” again. The RBD is the first date you’re required to start required minimum distributions (RMDs). For traditional IRAs, the RBD is April 1 of the year following the year you turn age 72. (But if you were born before July 1, 1949, your RBD was April 1 of the year after the year you turned 70 ½.) There are no lifetime RMDs for Roth IRA owners, so they are always considered to have died before the RBD with respect to their Roth IRAs.

In 2022 I rolled over my existing IRA accounts into Vanguard IRA accounts to consolidate my retirement accounts. There is...