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Is there a new 5 year clock rule on Roth Conversion funds converted after 59 1/2?

Taxpayer, still currently employed has 401k balance worth $3,000,000 which is comprised of $400,000 of after tax contributions; $1,200,000 of...

Too Much of a Good Thing?

• No-Longer-Deductible IRA Contributions
• Excess Contributions
• Fixing an Excess Contribution After the Deadline

• Conclusion

Executive Summary

Consolidating Accounts to Simplify Retirement

• Benefits of Consolidation
• Consolidating with an IRA Rollover ρ Portability Limits
• Advisor Action Plan

Insert: Retirement Account RMD Aggregation Chart

GUEST IRA EXPERT: Don Graves,

Great Q&A here as always! Hoping you could help us as well. My friend had been making after-tax auto contributions...

In most states the legal age for alcohol consumption is 21. And you must actually be 21. When you hand your driver’s license to the bouncer and he shines a little flashlight on your date of birth, it is not good enough to say you will be turning 21 in a couple of months. Unless today is your 21st birthday or later, the bouncer will wave you away, denying access to the premises.

Hello, I’d like to rollover after-tax contributions in my 401(k) to a Roth IRA and the associated earnings to a...

I moved all pre-tax IRA funds into a Keogh plan earlier this year and now only have after-tax (plus a...

Employer allows for additional contributions to my 401k (an option for those who have maxed out the over age 50+...

The proposals currently in discussion at the Federal gov’t regarding Roth Conversion of non-deductible IRA contributions may end conversions after...

Death of TSP owner in 2021, all traditional funds. I am a non-eligible designated beneficiary. Told I could use the...