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My client made a 2020 contribution to her IRA for $7,000 (age 69). After filing an extension for their 2020...

Hello- Client’s mother passed. She was the beneficiary of her father’s IRA (client’s grandfather). Son inherited it after mother passed....

I have a client who would like to have a charity or two as primary beneficiaries on her Traditional IRA,...

This is a 2 part question. Client works for 2 employers. ONe has a 401k plan and another a 403b...

In a recent email, Ed & his team said someone can contribute to a 401k and a solo 401k as...

When doing a 72T and using the RMD, is the amount after calculation the minimum to withdraw or is that...

Question: I appreciate all of the information you pass along, both through PBS and now through the American College. In one of your recent presentations, you discussed QCDs and their often-overlooked value. I recommend QCDs to “eligible” clients. Since the adoption of the new age 72 for RMDs, the question I have is this: As I understand the rules, people who are age 70 1/2 or older can do QCDs up to $100,000 annually. But now RMDs don’t start until age 72. Does this create a “split” definition as to who can use QCDs? That is to say, is there a gray area for those in the “gap” for the beginning age for RMD's?

We are a retired couple in our mid-80s with traditional IRAs, my Roth IRA, and a joint taxable investment account....

Mother had IRA, passed away in Jan. 2021. RMD was paid to her checking account June 2021. 4 sibling beneficiaries...

It would appear that under typical circumstances , bonds would be the preferred asset class for an IRA/401k for tax...