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Each year it is a Thanksgiving tradition here at the Slott Report to take a moment to give thanks for the rules that are helpful to retirement savers. There are many times when rules governing retirement accounts can seem illogical, confusing, and maybe even unfair. However, there are other rules that work well and give us the tools necessary to not only save for a secure retirement but maybe even get a few tax breaks along the way.

In 2007 an original  IRA owner passes away after his RBD.  He was properly taking his RMDs at the time...

Hello, A client initiated a direct rollover from their 401k to an IRA on December 14th 2023, but that check...

When an IRA owner dies, what is the payout schedule for the beneficiary? The key to distinguishing the correct program (i.e., 10-year rule, stretch RMDs, 5-year rule, etc.) is to identify all the important variables. But there are so many! Nevertheless, each detail must be considered. Every scenario requires that we navigate through a mental flow chart. The correct answer lies at the end of every beneficiary maze.

Hello, Most knowledgeable lawyers say that if a 401 K has a designated beneficiary, then it is not included in...

I’m helping a friend restructure her $500K rollover IRA at Schwab. For a while, it was being managed by a...

I live in Florida. My father who passed away 2 months ago has a Trust and I am the Trustee....

My apologies for starting a new topic.  My original seems to have gotten lost in the thread, as I haven’t...

Hallo Freunde, Sie sind hier richtig. Wenn Sie Ihren deutschen Führerschein kaufen möchten oder darüber nachdenken, ihn zu kaufen, sind...

Deceased spouse died in November 2023 before reaching her IRA RBD  which would have been in November 2025 when she...