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Question: Dear Mr. Slott, I really enjoy your publications, website and educational programming on Public Television. You provide a tremendous service and information for investors and advisors alike. My questions pertains to distributions from an Inherited IRA and an Inherited Roth IRA for a non-spouse (daughter).

I just finished reading “The New Retirement Savings Time Bomb.” Ed recommends that IRAs do not list a Trust as...

The SECURE Act may have upended the rules for inherited IRAs, but the rules for spouse beneficiaries remain as advantageous as ever. In fact, naming a spouse as an IRA beneficiary is a better option than ever before. Now, an older spouse beneficiary will get more favorable payout options than a much younger adult child. Why? That is because the adult child must use the 10-year rule. No such restrictions exist for spouses. The SECURE Act keeps all the special benefits for spousal beneficiaries intact.

If a roth conversion takes place after 59 1/2 does the 5 year rule apply for interest earnings.

Hi there — can anyone recommend software that will help with NUA calculations?

Rules governing defined benefit (DB) plans are typically more complicated than defined contribution (DC) plan rules. But required minimum distributions (RMDs) are one area where the DB plan requirements are easier to understand. If you’re in a DB plan, your benefit payments must begin no later than your “required beginning date” (RBD) – just like with IRA distributions or DC plan benefits. Your RBD is generally the April 1 following the year you reach age 72. However, if your DB plan allows the “still-working exception,” you can delay your RBD until you retire.

Hello, I have a tax/legal/assets issue and would appreciate some suggestions. In 2017 my husband and I signed our divorce...

Client has a solo 401(k) and an IRA annuity that is RMD age. I know you are have to satisfy...

I have a client that made a loan from a self-directed IRA (through the trustee) to his friend. The loan...

Hi community members, I’m a sole proprietor with a Solo 401k plan. I also have a day job, and maxed...