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Client has an inherited IRA her boyfriend left to her and her boyfriend was under the age of 73. Inherited...

Client inherited her son’s IRA after his death on 4-17-17. She has been taking the RMD every year. With the...

Workplace retirement plans – like a 401(k) – can hold different types of dollars. Typically, a 401(k) will have a pre-tax bucket and a Roth bucket. Occasionally, a plan will have a third bucket to hold after-tax (non-Roth) money. When it comes time to roll all these plan dollars to an IRA, where should (and where can) the different dollars go?

Hello, My client the widowed mother, 89 years old, passed away in 2024.  She had IRAs located at three separate...

IRA owner passed in May of 2024 but never took his RMD for 2024. His wife is now the owner...

If you are making student loan repayments, you should ask your employer if it will match those payments in the company’s retirement plan. The SECURE 2.0 Act allows for matching contributions on “qualified student loan payments” (or “QSLPs”) beginning with plan fiscal years starting after December 31, 2023. (This is January 1, 2024 for most plans.) Matches on QSLPs are optional; plans are not required to offer them.

It was great to see such great participation in the question-and-answer chat box with our IRA Experts over the course...

Post-Divorce Planning for Social Security

• First Things First: 10 Years, Not 9 Years and 11 Months
• Benefit Cessation Warning
• Length of Marriage Requirements Vary
• Other Eligibility Criteria for Exes
• Independently Entitled Ex-Spouse
• How Much Are We Talkin’?

Participant thought that he had earned income but did not (lots of business income but none earned). Pursued the backdoor...

Tax payer owns a TIRA consisting of all pretax contributions.  I’ve read that if a taxpayer wishes to make a...