Site search

I maxed out my traditional IRA for several years, and it was all after-tax money (never deducted), but did not...

Hi – I would appreciate your help (definitive answer) as the advice I am getting varies. Mother passed away at...

A business owner turned age 73 this year. His 401k is substantial and as owner his RMD cannot be delayed....

A new client’s husband passed away (46 years-old) recently. His wife would like to consolidate and simplify assets as much...

Hi all, Client is 72, turns 73 in 2025. Has all retirement money either in solo 401k or Roth IRA....

Client has a 401k and worked until 78 so didn’t take RMDs.  Finally started taking RMDs at 79 and has...

Our new client’s husband suffered a stroke and had no will or trust or POAs. The wife’s new attorney was...

Hello, I had a client who had a 2024 RMD of $700 and before taking it they did a $16,000...

My wife is beneficiary of  Q-TIP Trust, and when I die part of the Trust assets will be my Roth...

Does the pro-rata rule apply when someone is doing a mega backdoor Roth with after tax contributions to their 401(k)?...