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If you have both pre-tax and Roth accounts in a 401(k) (or a 403(b) or governmental 457(b)) and are subject to required minimum distributions (RMDs), be aware of new rule changes made in the 2022 SECURE 2.0 law. The rules were clarified in the IRS RMD final regulations, which came out on July 18.

I have a referral.   His father passed after his RBD.   A trust was set up as the beneficiary of the...

My husband died in April 2024.  His IRA was transferred to me as his spouse and only beneficiary a month...

Of all the many provisions in the SECURE 2.0 Act, none has been more perplexing than Section 327, which changed the rules for spouse beneficiaries. It has been hard to figure out what Congress intended in drafting section 327. The legislative history is scant.

Client gifted 80k to one son (not married at the time) to buy a home in 2020. Didn’t file any...

Hello,   There is a 403b held with TIAA. The 403b is twice inherited.   Mom passed away…..left to her...

Hello, There is a 403b held with TIAA. The 403b is twice inherited.   Mom passed away…..left to her husband…..the...

Hello, I have the following scenario that I would like to get some feedback on: A client passed  away in...

Trapped. For two nights in July, I slept on the floor at Atlanta Hartsfield International Airport - a victim of the mass Delta computer outage. Booking a hotel after midnight (when the final cancellation hit) was not worth the commute or early morning TSA re-entry trouble.

How much time does an employee have to get enrolled into 403 b after the start of employment? Can the...