RMD to charity
Looking for some clarification on this topic. Client’s RMD in 2018 is $25,000. Can client gift more to charity direct...
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Divorcing – doing a partial Transferring of Assets to ex-spouse from my Traditional Rollover IRA that has some After-Tax funds)
My Rollover (Traditional – not Roth) IRA contains about $110k of After-Tax funds that were rolled over years ago from...
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Do I need to file a 8606 for this? (Direct Transfer from 401-k to Rollover IRA account which included some After-Tax funds)
In January 2011 I did a direct transfer from my former employer’s 401-k plan to my newly created Rollover IRA...
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Conduit Trust
I have a situation where a conduit trust received a distribution from a retirement account in 2017 and the plan...
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2017 IRA Contribution Lost in Mail
I recently opened an annuity for a client that was a combination of a transfer of CD money in a...
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Non Roth After Tax Contributions paired with In Plan Roth Conversion
Within a qualified retirement plan that permits : – Non Roth After Tax Contributions paired with – In Plan Roth...
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Meet the New HSA Limit, Same as the Old HSA Limit
If you have a Health Savings Account (HSA) with family coverage, determining your 2018 contribution limit has been an adventure. This in one of the many unintended consequences of the Tax Cuts and Jobs Act (TCJA).
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Running afoul of the once-per-year rollover rules
Semi-hypothetical: Suppose I take a $75k IRA distribution on 04/01/18 and another $25k distribution on 04/15/18. On 05/01/18 I discover...
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After tax 401k to Roth IRA ACP test failure
Hypothetical question before I go down this road: If the 401k fails the ACP test after a conversion of after...
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QCDs and RMDs: Today’s Q&A Mailbag
This week's Slott Report Mailbag answers readers' questions about QCDs and RMDs.
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