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This week's Q&A Mailbag answers reader questions on SEP contributions, RMDs, and Inherited IRAs.

I had two jobs, both with retirement benefits. I left one job and asked that my pre-tax 401(k) be transferred...

My father, age 97, recently died and left me beneficiary of the IRA he had inherited from his equally aged...

Bitcoin is receiving a surge of publicity as a possible IRA investment, and a number of new firms have recently started targeting the "Bitcoin IRA" market. Read about six things to know when investing IRA funds in Bitcoin.

Have a client that has been making after-tax contributions to his 401(k) for a long time and has about $640,000...

Recently met a couple who told me their Roth IRA was $120,000 and traditional IRA was $14,000. Told them the...

I moved money from an IRA to a Solo 401(k). The paperwork was marked as a transfer and the money...

If you’re like me, when you first read the qualified disclaimer rules, the phrase comes “must be nice” comes to mind. And while it’s true these rules are used more often by wealthier Americans, anyone can incorporate them into their estate planning as a tool to make last minute changes. In fact, disclaimers can be a valuable postmortem planning tool giving beneficiaries one last opportunity to divert a bequest to accomplish family goals, such as tax savings.

I have a question about the tax consequence of in-service rollover of after-tax contributions and the associated pre-tax earnings from...

In 2017, I completed a lump-sum distribution of my ESOP with in-kind distribution of company stock into a brokerage account....