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If a client has a $100,000 IRA and their RMD for the year is roughly $4,000, and they take the...

This week's Slott Report Mailbag looks into SEP-IRAs, 403(b)s and inherited IRAs.

The internet can be a blessing and it can be a curse. It is a fantastic place to do research on almost anything, but is the information you find current and accurate? Here are five things to consider when doing internet research into retirement questions.

Ok, I am currently age 59. I have a 72T in play on an account I have with NY Life....

My client John Smith died earlier this year and left his IRA Rollover to a John Smith Conduit Trust. The...

Nothing lasts forever. This includes tax deferral on your IRAs. Eventually, Uncle Sam is going to want his share and will require funds to come out of these accounts. That is when required minimum distributions (RMDs) must begin. What if you don’t need the money? What if you don’t want a tax hit? Here are five strategies to reduce your RMDs.

This week's Slott Report Mailbag looks into taking RMDs from multiple accounts, 60-day rollovers and the once-per-year rollover rule.

Client age 76 is taking RMD’s from 2 separate IRA’s in fixed annuities. He also owns a NQ annuity with...

My client died earlier this year and left his IRA 50/50 to both his son and daughter. We opened an...

Most IRA accounts hold pre-tax contributions and rollover amounts from employer plans. For purposes of this blog, I am going to assume that there are no after-tax amounts held in any IRA, including SEP and SIMPLE IRAs.