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It’s Halloween season! This is the time for ghosts, witches, and trick or treating. What does Halloween have to do with your IRA? You might be surprised to hear that your IRA may be haunted. How can that be? Believe it or not, actions you take, or don’t take, can haunt your beneficiaries for years down the road.

My client who just turned 70 1/2 (To be specific, she is past the 70 years and six months point.)...

Will try and make it simple. My mother wants to leave IRA to my minor son. Fidelity says that all...

Client’s son left his father as beny on a 414h with the state of NJ. His son passed away in...

This week's Slott Report Mailbag examines NUA rules and the "still working" exception.

We are frequently asked when required minimum distributions (RMDs) begin when an individual inherits an IRA. As with most things related to IRAs, the answer is, it depends.

I seem to recall coverage of the long term leverage that could be accomplished by an IRA owner, who is...

Rothification is a term that is being tossed around a lot as tax reform takes center stage in Congress. What does Rothification mean? Proposals vary but, basically, it’s the idea of eliminating tax deductions and deferrals for retirement savings and instead mandating after-tax contributions with a payoff of tax-free earnings down the road. This is how Roth IRAs and Roth 401(k)s work so hence the term “Rothification” has emerged.

I’m in my mid fifties and planning to do Roth conversions as follows * Do Roth Conversions annually to fill...

Is there any way to find out the state by state rules for naming someone other than and spouse beneficiary...