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Last month TransAmerica released its 17th annual Retirement Survey of Workers. This year’s study, entitled Prospectives on Retirement: Baby Boomers, Generation X, Millennials, yielded some incredible information. Here are some of the most fascinating takeaways I found as I read through the study.

Even though it was 25 years ago, it seems like yesterday that my wife and I had our son evaluated by a pediatric specialist who told us our son would never live independently. When our child was diagnosed with a special need, our initial focus was on learning about the disability (autism), finding therapists and researching educational rights. Preparing for our child’s financial future (and even your own) was not an initial priority. The reality is that when there is a disabled child, the family financial plan has to span two generations rather than one. The following plan needs to take into account the potential for government benefits and, with any comprehensive plan, has to address how to minimize taxes.

And no more conversions. Really? http://www.finance.senate.gov/imo/media/doc/RISE%20Act%20discussion%20draft%20long%20summary.pdf

Once a beneficiary sets up an account in their own name as an Inherited IRA are they then allowed to...

When the owner of an traditional IRA who is old enough to be taking RMD dies they must withdraw the...

Can a Roth 401k participant take an in-service withdrawal and if so, is it correct that there would there be...

So, client has a $150,000 TIRA and turned 70 1/2 this year. RBD is 4/1 next year. TIRA has 75,000...

I have a client that has an IAP from his pension. He doesn’t want to accept their annuity payment option...

A 401k participant leaves an employer (company A) at age 55 and wants to keep the ability to withdraw funds...

This week's Slott Report Mailbag looks "superfunding" a 529 college plan and goes a step further on a question answered in last week's mailbag on IRA annuities.