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A QCD question

I use and Understand Qualified Charitable Distributions from my TIRA, which I’ve used each year after I was 70 1/2...
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Roth Conversions and Qualified Charitable Distributions: Today’s Slott Report Mailbag

QUESTION: I am 67 years old and have a Roth IRA that is over 5 years old. I would like to perform some annual 401(k)-to-Roth IRA conversions before I become subject to required minimum distributions (RMDs) on my 401(k) when I turn age 73. I am aware that I will need to pay income taxes on the conversions themselves, but there is a lot of conflicting information out there on what happens with the earnings on the converted funds after they move to the Roth IRA.
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The “Still-Working Exception” and December 31 Retirement

As the end of the year approaches, you may have plans to retire on December 31. However, if you are using the “still-working exception” to defer required minimum distributions (RMDs) from your 401(k) (or other company plan), you may want to delay your retirement into 2026.
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Non-Spouse Beneficiary

Client has two accounts at TIAA through two universities with pre-tax and after-tax contributions.  The owner died before turning on...
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2025 Year-End Retirement Account Deadlines

The end of the year always brings a flurry of retirement account deadlines and planning opportunities. This year is no different. And, new for 2025, the One Big Beautiful Bill Act (OBBBA) brings new considerations, especially for Roth conversion planning.
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SSA Newsletter

SEPTEMBER 2025

What the Surviving Spouse Receives: What’s Under the Hood Might Surprise You

  • From PIA to WIB: Why the Worker’s Timing Matters
  • The Widow’s Limit Provision
  • When the Worker Dies Before Claiming
  • The Surviving Spouse’s Age: A Critical Lever
  • It’s a Matter of Timing
  • Survivor Benefits and the Earnings Test
  • Cash Flow Leveraging: Claim This,