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For a Noneligible Designated Beneficiary, where the owner died after the RBD, the beneficiary is subject to the 10-year Distribution...

It’s been over four years since the SECURE Act upended the rules for beneficiary IRA required minimum distributions (RMDs), and there’s still plenty of confusion about the new rules. The IRS did give us proposed SECURE Act regulations in February 2022, but those rules still haven’t been finalized. They have also raised a lot of new questions.

Hello, I have a client who passed in 2024 at age 77.  The beneficiary on this account is a trust....

If you are at retirement age, you might be at a high risk for excess contributions due to rollover mistakes. This is because of the rule that says that the required minimum distribution (RMD) for the year cannot be rolled over. In fact, the RMD for the IRA must be taken before any of the funds in the IRA are eligible for rollover.

Disability Insurance: A Crucial Part of Social Security

• Patience Required
• Defining Disability
• Starting the Process
• Banking On the Blue Book
• When Cash Starts Flowing
• Calculating SSDI Benefits
• Medicare for the Disabled
• Getting Back to Work
• All in the Family
• Taxation and SSDI
• Steps for Application Success

Executive Summary

Advisor Mailbag

GUEST EXPERT:
Jean Priest
J Priest Solutions Retirement &

I have used the back door Roth IRA technique often and I will continue unless or until Congress changes it....

My daughter has a solo counseling business and files her taxes through Schedule C.  She has been contributing the maximum allowed...

QUESTION: My client is terminating employment and rolling over the funds from his 401(k). He was told that the funds must be rolled over to a “rollover IRA” and kept separate from any other IRA funds that he has. He already has another IRA, and he just wants to roll over the funds to that IRA. Is that allowed?

A 55-year-old solo entrepreneur has filed a 2023 extension. He wants to max out his Solo401k contribution and take advantage...

A previous advisor rolled $100k of after tax money from client’s 401(k) into an IRA.  The intention of the client...