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QRP participant (Mom) died in 2012 after her RBD. Adult child A and adult child B were beneficiaries of Mom’s...

Good morning. An individual has died appointing the marital trust as beneficiary of the $1.9 million IRA account. The beneficiary...

Do you have a required distribution from your inherited IRA? This question comes up a lot at this time of year. Here are the rules.

I want to confirm that I am giving a prospect the correct information. He retired in March of 2014 at...

In this week's Slott Report Mailbag, we answer questions on IRA rollovers with pre-tax and after-tax money, 401(k) plans without a beneficiary, and if an IRA and deferred annuity can be grouped together for RMD purposes.

In order for you to make a contribution to a Roth IRA for the year, you must have compensation and adjusted gross income within certain limits. If you’re married and filing jointly with your spouse, even if only one of you has compensation, you might both be eligible to contribute to a Roth IRA using the spousal IRA contribution rules.

I have a client that has a thrift savings plan 401(k) through the federal government. He took a loan out...

Do I have an RMD from my Employer Plan? For most people this is an easy question. If you are no longer working for that employer and are 70 ½ or older this year, yes, you have a required minimum distribution (RMD) from your employer plan. What if you are over 70 ½ and still working? Do you have to take an RMD from your employer plan? Maybe.

In this week's Slott Report Mailbag, we answer questions on if money from a QDRO can be directly rolled over into the other spouse's 401(k), the RMD requirements for inherited Roth IRAs, and if the 5-year rule for distributions applies to IRA beneficiaries.

A client’s sister passed away early in 2014 at the age of 82. The deceased sister had a 403(b) which...