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There are three categories of beneficiaries that might want to stretch distributions from their inherited IRAs. A beneficiary's options will depend on which category they find themselves in. We detail these 3 categories below.

I have a client, age 62 & still working, who had $1,000,000.00 within a Profit Sharing account. Over $ 100,000.00...

This week's Slott Report Mailbag includes a couple of detailed questions about the handling of retirement accounts after death. Click to read a Q&A with our IRA Technical Expert.

Can After tax funds from an employer plan go into a non-qualified account? The client is trying to think what...

How do you become an IRA expert? You must devote substantial time and resources to a topic you are passionate about and never stop learning. That's what separates experts from those with foundational knowledge. Tax rules governing IRAs are always changing, and we make sure we know these updates and how they affect the IRA landscape as soon as possible. Here's a few of the questions we get from financial advisors and consumers about our methods for staying on top of the IRA world.

Can someone do a tax free conversion of an IRA (funded with non-deductible contributions) when at the time of conversion,...

Whenever you move IRA money into another IRA at a different financial institution, it can be done in one of two ways. First, you could take a distribution from your IRA that is payable to you and roll over the money to another IRA. The second way is to transfer the funds directly from one IRA to another IRA. We recommend that you move IRA money using the direct transfer method to avoid problems. Click to find out why.

I have reviewed the previous forum postings concerning rollovers of post-1986 after tax and pre-1987 after tax contributions. Unfortunately, it...

This week's Slott Report Mailbag includes questions about the effects from contributions and rules on retirement plans. Click to read a Q&A with our IRA Technical Expert.

I have a client who is taking 72(t) payments of $8,000 per year from his IRA. He is now 57...