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I have a question regarding QDROs. My understanding is that in a divorce the splitting of retirement assets specifically in...

You have your IRA at a large, reputable firm. They are going to give you accurate information, right? Not always. Consider the following:

Avoid These IRA Annuity Traps • Using the Wrong Value to Calculate Roth Conversion Income or RMDs • Don’t Fall Into the “Spring-Back”

This week's Slott Report Mailbag includes questions on using severance pay as compensation for 401(k) contributions, using non-cash distributions to satisfy RMDs (required minimum distributions, and rolling an after-tax 401(k) to a Roth IRA. Click to read a Q&A with our IRA Technical Expert.

There were two key tax law changes in 2010 that encouraged people to convert their existing retirement accounts to Roth IRAs. We explain these changes and how they may affect you below.

When you are entitled to receive withdrawals from your employer's retirement plan, such as a 401(k), a rollover to an IRA is a smart move in most cases. But there are some times when it’s best to leave the money in the employer plan and NOT do a rollover to an IRA. We detail those scenarios below.

40 year old client’s spouse passed this year. She left a 401k of which he is sole beneficiary. If he...

Suppose you are one of the many retirement account owners who converted funds to a Roth IRA in 2010 when there was a special 2-year “deal” on paying the taxes. Now you are wondering when you can take a distribution of those funds. The simple answer is that you can always take a distribution of your converted funds. However, depending on what you withdraw, you may not be happy with the tax consequences. Here are the rules.

This week's Slott Report Mailbag looks at the 10% early distribution penalty, which is in affect before age 59 1/2 in many cases. We also answer a tricky question about Roth recharacterizations.

I have a client who’s husband passed away in 2012 at the age of 69. He had a CD IRA...