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It is December. The halls are decked, and Starbucks holiday cups are everywhere. The end of the year is not far away. That means the deadline is near for taking a required minimum distribution (RMD). Here is what you need to know if you have your own IRA or if you are an IRA beneficiary.

Spouse A passed away (age 64) and Spouse B is under 59.5. We are exploring the idea of her utilizing...

T-IRA owner died pre-secure Act 1.0 & after his RBD for RMDs Beneficiary, the son, has been stretching payouts for...

We have a client that wants to donate from his IRA to a charity. He meets the criteria for a...

How does an Eligible Designated Beneficiary elect the stretch IRA option for RMDs? In this example a sibling in their...

If the Grinch and Bad Santa both passed their FINRA Series 7 exam and decided to open an investment advisory firm, I’m pretty sure they would combine forces to intentionally deliver some of the WORST financial advice possible. Here are some of their truly terrible, hideously horrible, good-for-nothing planning ideas:

Client who was already taking RMDs died in late October. Her annual RMD, which was scheduled for Nov 1st and...

An estate planning attorney is directing us that there is a different procedure between Traditional IRA and Roth IRA RMDs...

Hi Everyone, I have a wholesaler telling me that I can start income on his lifetime income FIA, and with...

Thanksgiving is almost here! This is a time for us to gather together and express our gratitude for all the good things in our lives. When it comes to our retirement accounts, we frequently complain about the negatives, such as the many IRA rules that are way too complicated and confusing.