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We received an IRA mailbag question from Greg, who wanted to know if he could consolidate all of his separate converted Roth IRA funds into one account. Two important factors to answer this question are: 1) how long have the converted funds been in the Roth IRA? 2) how old is Greg?

If I know that my wife will list, as the primary beni., my kids,( hers too, same kids)on my roths...

I have a client whom lost their mother recently and is due to inherit her IRA. The mother in an...

Happy Friday! So, let's say you are leaving or have left your employer. What happens to your retirement plan funds? There are options other than taking a taxable distribution of your retirement account balance.

This week's Slott Report Mailbag features your questions (and our answers) on topics including non-spouse beneficiaries, the Income in Respect of a Decedent (IRD) and IRA rollovers. Click to read a Q&A with our IRA Technical Consultants.

The question of Roth IRA conversion eligibility is one of the more popular inquiries we receive each week. The Roth IRA is such a powerful retirement planning vehicle that it is important to understand the conversion eligibility requirements. This IRAtv video talks about this very topic.

Kathryn Joosten passed away from lung cancer at the age of 72 last Friday. That name may not sound familiar to everyone, but fans of the hit TV show Desperate Housewives will recognize Joosten as the actress who played Karen McCluckey. And fans of retirement accounts will remember Kathryn for a slightly different reason. What in the world could an actress on Desperate Housewives have to do with retirement accounts? Funny “you” should ask.

My client has just finalized her divorce. She has been taking distributions under 72t. She has completed the inter-spousal transfer...

Customers include came to the realization it truly is saner and keep into their clothing collection several long-lasting Are generally...

An employer retirement plan, such as 401(k) plan may provide for hardship distributions. A hardship distribution must be for an immediate and heavy financial need of the employee, his spouse, or dependent. Hardship distributions are generally taxable and cannot be rolled over to an IRA or other retirement plan. They are also subject to the 10% early distribution penalty (unless an exception applies).