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This week's Slott Report Mailbag delves into the oftentimes complicated world of required minimum distributions (RMDs). We look at RMDs after conversions, recharacterizations and the "still-working" exception. We also answer a question about when you can recharacterize a Roth IRA conversion.

A new client has $1,000,000 of NOL carryovers from hog confinement shares (K-1’s). He is dying; the NOL’s are lost...

This question relates to linking an Owner’s Roth IRA Custodial account to a Roth IRA Trust upon the Owner’s death....

Does anyone have access to summary plan desc. for US Gov. employee’s thrift plan. I have a client hitting 70.5....

IRS regulations governing required minimum distributions (RMDs) from IRAs and employer-sponsored retirement plans were in proposed form only from 1987-2000. Sweeping changes to these proposed regulations in 2001 led to the issuance of long-awaited final regulations in 2002, dramatically altering the way owners and beneficiaries of these accounts and plans calculate the distributions they are mandated to take from them.

Things in life change every year. You get a new job. You lose a job. You get divorced. You get re-marriaged. Other life events such as death or the birth of a child also trigger retirement plan changes. Ed Slott details the events to watch out for and the important papers that will need updating in this video.

This question comes up ever January. Can I still do a Roth conversion for last year? After all, I have until April 15th to make a contribution to my IRA or Roth IRA for last year, so can I still do a conversion for last year?

A husband died late in 2011 at the age of 89 and had already satisfied his RMD. The surviving spouse...

This week's Slott Report Mailbag answers questions on inherited IRAs (beneficiary forms vs. wills), splitting an IRA at death and IRA contributions.

This is a repost of my Dec. query – in case I missed your expertise during the busy holidays! ===============================================================================...