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This is the final part of a two-part article examining six options individuals have for their retirement plan benefits when they leave an employer or become their own boss. In the first part, we covered three options (rolling over to a Traditional IRA, taking a lump sum distribution, leaving it in the plan). We finish our guide with the last three options and provide some closing words of wisdom when considering which choice is best for you.

I began working with a client late in the estate management process. The IRA owner was in her late 60s...

I am over 55. My 401k contributions and earnings are post 2005. I have left the company and am moving...

Mom has IRA and passes away after her RBD. She has 3 daughters. The only beneficiary named was one of...

I have a client who has a TSA through her school district. Are TSA’s the same as 403b’s? Can she...

The "sandwich" generation is those who are raising their children and also taking care of their parents. They are sandwiched by their care-taking responsibilities. They are likely to have their own 401(k)s or other employer plans and IRAs, and they are likely to be the beneficiaries of their parent’s retirement assets. Again, they are sandwiched – they are owners with beneficiaries and they are also beneficiaries. Here is what these caretakers need to know about both sides of the equation.

Some of the trickiest IRA situations involving the Roth IRA 5-year rules. We receive questions about them constantly with each situation just a little bit different than the others. In this week's Slott Report Mailbag, we answer questions on the 5-year rules as well as an inquiry about Roth 401(k) transfer provisions.

One of the most common questions asked during tax season is, "Do I have to file a tax return?" The answer, of course, is a bit complicated, but in general, if your income is equal to or greater than the sum of the standard deduction plus your personal exemption, you must file a return. The standard deduction is higher for those 65 or older, so age makes a difference in some cases.

We have a client who has after tax contributions in his 401K plan. Some is labeled Pre 87 and some...

An employee(EE) has retired on 12/31/2011 at the age of 73. He has not had to take out an RMD...