RMD for illiquid IRA
I have a client with an large IRA that is invested in illiquid real estate loans and trust deeds. The...
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ROTH CONVERT INHERITED PSP & IRA
Looking to confirm my understanding on 2 issues: Issue 1: I have a client that inherited a small (self-employed-only participant)...
Read moreTrustee Transfer VS Rollover
Client (64) to semi-retire. Moved small 401k to IRA. (Will need this money to pay off mortgage after the first...
Read moreTaxation of Rollover from Thrift Savings Plan
The federal Thrift Savings Plan (TSP) is a qualified, 401(k)-type defined contribution plan. Numerous threads have discussed the taxation of...
Read moreRMD on Re-Characterized Amount?
Person converted IRA to a Roth in 2010 after taking RMD. He then did a partial re-characterization in October 2011....
Read moreIRA annuitization
We know that per the terms of Reg. §1.401(a)(9)-5 and Reg. §1.401(a)(9)-6 that the payment stream from an annuitized IRA...
Read moreCan we stretch a 401k or IRA before distributions have begun
I read in your books that an IRA/401k could only be ‘stretched’ if RMDs had actually begun. If not, then...
Read moreQualified Charitable Deduction or RMD of IRA with basis
I have a client with an IRA, that has about 25% of the amount being after tax contributions. The way...
Read moreWaiver of 10% Penalty for Public Safety Employees
It is my understanding that public safety employees are not subject to the 10% penalty on early distributions from defined...
Read moreCharity as Designated Beneficiary
I need some clarification on having a charity as a designated beneficiary on an IRA. What I think I know...
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