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IRAs, IRAs, IRAs. We have a full plate (leftovers from Thanksgiving) of IRA questions in this week's Mailbag. These questions touch on topics such as SEP IRAs, inherited IRAs and naming the trust as the beneficiary of IRAs.

Can the bene of an IRA liquidate the balance in the year of death and have the taxes paid by...

IRS has released guidance on the conversion of 401(k) and 403(b) plan assets to Roth 401(k) or Roth 403(b) accounts in Notice 2010-84. This guidance also applies to governmental 457(b) plans beginning January 1, 2011. Here are the highlights: Plan participants, spouses, and alternate payees who are current or former spouses can do the in-plan Roth conversion.

I have a 74 year old client who will retire Jan 2011 from his main employer with a 401(k) plan....

I made a sizeable Roth conversion in 2010. When is the Federal and NJ State tax due on this? Included...

The holiday season is a time for checklists. The good news is you don't have to make this list, but make sure to check it twice. Ed Slott created this year-end IRA checklist just for ALL OF OUR LOYAL READERS. You can read about many of the often-overlooked year-end items that could lead to a retirement savings windfall. Guard the money you have worked and saved for this holiday season.

Below is an real life scenario. My understanding is the IRS law prohibits an IRA rollover to a qualified plan...

Hi, I would like to roll my 401(a) balance to a new IRA. The new IRA only will contain 401(a)...

If an individual rolls over the balance of a former employer’s qualified retirement plan that has a small amount of...

My wife has two retirement accounts. The first account is a Roll Over IRA containing $45000 in pre-tax contributions. We’ve...