Rollover to Roth Notice 2009-75
It still seems unclear whether a partial distribution (or lump sum) from a QP which includes post 1986 after tax...
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Need to Know: Roth Conversions and Pro-Rata Rule
One of the main things to consider when thinking about making a Roth conversion is the pro-rata rule. When an IRA contains both non-deductible and deductible funds then each dollar withdrawn from the IRA will contain a percentage of tax-free and taxable funds.
Read morePros & Cons of Roth Conversion
There has been a lot written about converting from a traditional IRA to a Roth IRA particularly in light of the law change taking effect on January 1st, 2010 which will permanently eliminate the conversion restrictions and allow everyone to convert. You have likely read about this in past articles at The Slott Report.We thought we would provide some simple pros and cons for you to consider.
Read moreRMD From a Private Repriced REIT in an IRA
I have a private non traded REIT, Inland Western (IW) in my IRA which changed their share price last year...
Read more2010 TIRA to Roth Sensitivity analysis
I am trying to determine the economics of paying tax and having the benefits of a ROTH in 2010. How...
Read more457b -> beneficiary IRA
I have a client that is the beneficiary of his uncle’s estate. The uncle passed in ’06. At the start...
Read moreMultiple 72T accounts
If we set up multiple 72t accounts (each with its own calculation and distribution, so they are not aggregated) and...
Read morespecial needs trust ira beneficiary- tax rate?
If a trust is named beneficiary of an IRA, and the trust has spend thrift provisions to keep the heirs...
Read moreCalculating RMD’s
In the general situation, plan participants calculate RMD’s by using prior year end IRA and QRP balances and divide by...
Read moreRollover of QRP after tax contributions to Roth IRA
For several months now, the challenge of rolling over pre tax amounts to a TIRA and after tax amounts to...
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