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This report concludes that the ALAR (at least as rapidly) will apply to all EDB eligible minors after reaching the...

Question:Hello,If you do a Roth conversion from an IRA, does that qualify as your required minimum distribution (RMD) for the year? Or is it separate and apart from the RMD?Thank you,

I have a client setting up a 72t to start Sept 2023. We are using the single life, fixed amortization...

The lunacy of IRA beneficiary payout rules continues to boggle the mind. As I guide advisors through the options available to their clients, various nuances present one unique scenario after another. Did the original IRA owner pass away before or after the establishment of the SECURE Act? How old was the person when they died? Who was the beneficiary? Is this a successor beneficiary situation? Ultimately, by following the individual fact patterns, definitive answers materialize.

A friend of mine needs help, he used to work for a very small company (Company A). He left the...

as a non spouse, i, a daughter was beneficary of traditional ira in 2021 after moms death that year. I...

Hello- I have a client with a $250k ROTH (of which the past 5 years he has made full non...

as a non spouse, i, a daughter was beneficary of traditional ira in 2021 after moms death that year. I...

Last Friday afternoon (August 25, 2023), the IRS gave employer plans two more years to comply with the controversial SECURE 2.0 rule requiring “catch-up contributions” for high-paid employees to be made on a Roth basis. The effective date of the rule was postponed from January 1, 2024 to January 1, 2026. The delay is set forth in IRS Notice 2023-62.

QUESTION:Hello! I recently came across one of your articles and decided to reach out to you in hopes of getting some clarification re: the Secure Act 2.0 and distributions as a qualified public safety employee. In a nutshell, I am a 17-year career firefighter for a county government. With the new Secure Act 2.0, it seems as though I can take distributions after 25 years of service, OR age 50, whichever comes first, without penalty. If this is true, would I be eligible to begin taking distributions at age 47, without penalty?