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Client converted after tax money from their 401(k) to their Roth IRA but mistakenly also converted the earnings instead of...

Came across an interesting case, but a bit of a quandary. Seems a window who had a large IRA made...

I have a quick question.  Is there a deadline for IRAs to be transferred to the spouse after the divorce...

Hello, We had an extensive “conversation” in November 2024 regarding using NUA for my first (2024) and second (2025) year...

5 Golden Nuggets: Warnings and Winning Moves

• #1 The Entire Month Rule: The 62nd Birthday Buzzkillt
• #2 Rest in Peace …Now Return to Sender
• #3 Lump Sum FOMO: When Free Money Is Not Free
• #4 Underwithholding Today May Lead to Regret Tomorrow
• #5 Medicare’s MAGI Lookback and How to Outsmart It

Executive Summary

Advisor Mailbag

Social Security Shake-Up

GUEST EXPERT:
April Reed Crews,

Have client with approx. 600k in an IRA. She made a trust for her grandson who has some disabilities. She...

I made after tax IRA contributions  for a few years in the 1990s. I calculated the percentage of my total...

We have a client who left her previous job and is looking to do a rollover of her pre-tax 401k...

If we roll out the a Roth 401k before someone is 59 1/2 to a Roth IRA, are the contributions...

More and more 401(k) plans are making Roth employee contributions available, and employees leaving their jobs often want to roll over Roth 401(k) funds to a Roth IRA. What tax rules apply to distributions of amounts rolled over? Warning: The rules are complicated because they involve two five-year holding periods, one for the Roth 401(k) distribution and the other for the Roth IRA distribution.