When does the direct rollover occur? At distribution or deposit?
Hello, A client initiated a direct rollover from their 401k to an IRA on December 14th 2023, but that check...
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So Many IRA Beneficiary Variables!
When an IRA owner dies, what is the payout schedule for the beneficiary? The key to distinguishing the correct program (i.e., 10-year rule, stretch RMDs, 5-year rule, etc.) is to identify all the important variables. But there are so many! Nevertheless, each detail must be considered. Every scenario requires that we navigate through a mental flow chart. The correct answer lies at the end of every beneficiary maze.
Read moreIs 401 K a taxable asset when computing Federal Etstate Tax after death
Hello, Most knowledgeable lawyers say that if a 401 K has a designated beneficiary, then it is not included in...
Read moreRestructuring a Rollover IRA
I’m helping a friend restructure her $500K rollover IRA at Schwab. For a while, it was being managed by a...
Read moreFinal Regulations Allow for Separate Accounting for Trusts
I live in Florida. My father who passed away 2 months ago has a Trust and I am the Trustee....
Read moreUsing NUA for RMD cont’d
My apologies for starting a new topic. My original seems to have gotten lost in the thread, as I haven’t...
Read moreErwerb eines Führerscheins in Deutschland +4915215644767
Hallo Freunde, Sie sind hier richtig. Wenn Sie Ihren deutschen Führerschein kaufen möchten oder darüber nachdenken, ihn zu kaufen, sind...
Read moreHow to inherit deceased spouses IRA
Deceased spouse died in November 2023 before reaching her IRA RBD which would have been in November 2025 when she...
Read moreIRA to Bypass Estate
Deceased (married) client left IRA to her Estate. IRA Custodian allows for the IRA to bypass the Estate and go...
Read moreAfter-tax contributions to a 401k
A company 401k offers participants the ability to contribute after-tax (in addition to the Roth 401k contribution). In what past...
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