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IRA owner, age 75 dies in June 2013 after satisfying their RMD for the year. Non Spouse beneficiary takes a...

The new version of IRS Publication 590, Individual Retirement Arrangements (IRAs) for use in preparing 2013 tax returns, has been released by the IRS. It’s used by taxpayers and tax preparers when filing 2013 federal income tax returns.

Have a client who wants to know if he can gift his IRA RMD to charity. What are the rules?

We are starting to get asked whether or not there are required distributions from Roth 401(k), Roth 457(b), and Roth 403(b) accounts. The answer is – Yes. Following is our chart that compares some of the features of Roth IRAs, Roth 401(k)s, and 401(k)s.

Can my client, turning 59 next month, move the assets within her Inherited IRA (from her deceased husband) to her...

An individual has a solo 401(k). 1099 income is $30,000 and is his only earned income. He defers $23,000 (he...

I have a client who has just about depleted his IRA in and annuity. His contract value is $330, and...

This week's Slott Report Mailbag inquires about Roth IRA contribution eligibility, what to do when excess contribution penalties are delivered due to administrative error and the always-confusing 5-year rules for Roth IRAs.

A 2011 IRA contribution was timely delivered on April 14, 2012 to the custodian but the check was sent back...

Last week I posted a video discussing the importance of contributing to your retirement account early in the year. Without putting any more money into your account over the long run, by simply making your IRA contribution early in the year, as opposed to year-end (or even by April 15 of the following year), you can easily wind up with tens of thousands more in your retirement account to spend during your golden years. In response to the video, as well as the time of year in general, we've received a number of questions. Here are some of the most common ones, along with their answers.